Below are the S.T.A.Y.™ strategy Historical Simulation Graph and Stats for the results from 1997 – 2018:
Disclosure – Historical Simulation of the S.T.A.Y. ™ Strategy
DISCLAIMERS: Using the same investment objective and the same strategy during the entire time period represented developed the historical simulation results contained herein. These models are hypothetical simulations and do not represent actual trading. Models were developed with the benefit of hindsight during a period of rising and falling equity prices, interest rates, and worldwide currency fluctuations. These illustrations serve to give a general sense of the contrast between a portfolio using S.T.A.Y. ™ and essentially an unmanaged index over the time period covered. The S&P 500 Index is an unmanaged group of securities considered to be representative of the broader stock market. Data is from sources believed to be accurate, but no representation is made that the information contained here is complete or free from error. The software program developed by Investor Fast Track was used for daily fund values and calculating the returns resulting from the applied S.T.A.Y. ™ investment strategy. Returns, including the S&P500 index used in this simulation, do reflect the reinvestment of dividends and other earnings. Also returns shown for the models reflect net return after deduction of maximum investment charge of 1.2% annually which includes all trading, ticket charges, commissions, brokerage fees and administrative expense. The S&P500 index performance returns do not reflect any management fees, transactions costs or expenses. Results do not represent actual trading and they may not reflect the impact that material, economic, and market factors might have had on the advisor’s decision-making. No proprietary technology or asset allocation model is a guarantee against loss of principal. There can be no assurance that an investment strategy based on Advanced Financial Solutions, Inc. service will be successful. In no event shall Advanced Financial Solutions, Inc., ActivePortfolioCoach.com, Inc., David A. Wilhite, or any affiliates thereof have any liability for any damages, obligations, liabilities and/or losses relating to its use including, without limitation, any liability for any direct, indirect, special, incidental, punitive, and/or consequential damages (including loss of profits or principal).
Additionally, as a “stop-loss” provision ANY position in the portfolio can move to an “intentional” CASH position until the situation becomes favorable again to re-instate that position. Because we already knew the historical data on the funds used in the hypothetical historical simulation, this “stop loss” feature was not a part of the historical simulation. However, moving forward the S.T.A.Y. ™ strategy will continue to monitor the performance of the holdings of the portfolio, and if the criteria that was used in the first place for the fund is violated in a material way, that fund will be eliminated and replaced by another qualifying substitute.
HYPOTHETICAL HISTORICAL SIMULATION PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL HISTORICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TO ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS, WHICH CAN ADVERSELY AFFECT ACTUAL TRADING, RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS. PAST PERFORMANCE DOES NOT GUARANTEE SIMILAR FUTURE RESULTS.
This information does not constitute investment advice and should not be considered a solicitation or recommendation of securities.