S.T.A.Y. Steady; S&P Choppy

S.T.A.Y. Plus™ current position for Active portion of portfolio:  "SELL" 

The market continues to react to the daily headlines in these tumultuous times, and as you can tell from the red line below, the news has been mostly bad. Our active management strategy, which is defensive in nature, has protected our "core" and "active" models from much of the recent volatility.  ​Late last week, a handful of securities became eligible for investment in our "active" model, based on how they have been performing. The "active" model is now 30% invested (6 different securities at ~ 5% each) and 70% cash. You will see the impact of this by noticing the small move up at the end of the green line below. The "core" model is now 100% cash. 

Today, we have included a second graph which shows the performance of the S.T.A.Y. strategy models over the last 15 months and contrasts them with the S&P 500 (AKA, "the market"). The big picture illustrates the defensive nature of the S.T.A.Y. strategy. It is evident that great effort is being made to avoid major drawdowns and that, over time, defense wins, especially in volatile markets.