Fully Invested

S.T.A.Y. Plus™ current position for Active portion of portfolio:  "BUY" 

As you can see from the graph below, we transitioned from "limited equity exposure" in our "Active" portfolio to a "BUY" on May 12th. You will also notice that we are out-performing the S&P. 

2025 has been a ground breaking year for AFS. We are continuing to use the same "S.T.A.Y. Plus" methodology, however, we have improved our implementation of that methodology. Rather than going into the four major indexes when we are "in the market", we have implemented a sophisticated system that dynamically selects 10-12 securities that currently have a favorable risk/reward profile. This provides us with excellent diversification and the opportunity to out perform the market. In January and February we were operating with our first implementation of this modification. We have since further refined our implementation and now have stop-loss measures in place for securities that are not moving up as expected. As you can see from the graph below, we are still avoiding major market drawdowns and participating in market gains, coming in slightly higher than the S&P 500 YTD in our "Active" portfolio (4.5% v 3.02%). Most of our clients have a mix our "Active" and "Core" portfolios, based on their risk tolerance. We are continuing to look for opportunities to improve our "Core" portfolio performance without increasing volatility. 

Year to Date Performance through 5-27-2025 (Active, Core and S&P 500)

Weekly S&P 500 Chart (with all-time high shown)

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Monthly S&P 500 Chart (with all-time high shown)